Financing Options

Family Comfort Heating & Cooling offers great ways to earn money for improving your home comfort:

Click on any of the logos below to get more information on the financing available.


Option 1: mPower Financing

MPOWER finances energy efficiency and water conservation to enabling property owners to reduce energy costs, and strengthen our local economy through job creation.

Now, more than ever, residential and non-residential property owners are looking for ways to save money on their energy bills; reduce their impact on the environment; and stimulate the local economy. With the help of MPOWER (Money for Property Owner Water and Energy efficiency Retrofitting), that goal couldn’t be easier. MPOWER will finance energy efficiency improvements, water conservation, and energy generation systems such as solar photovoltaic to qualified property owners, with no upfront costs.


Option 2: Ygrene Financing

Ygrene Energy Fund is a leading provider of clean energy financing for residential and commercial properties throughout the United States. The award winning, privately funded YgreneWorksTM program provides immediately accessible financing for energy efficiency, renewable energy, water conservation and, in certain areas, hurricane protection, electric vehicle charging stations and seismic upgrades. Ygrene is committed to making it easy for families to invest in their future and a healthier environment. Over the next five years, YgreneWorks is projected to create tens of thousands of local jobs and invest hundreds of millions into local economies. .


Option 3: HERO Financing

The HERO Program offers a unique, affordable financing option for energy-efficient upgrades for increased efficiency, comfort, and savings. Water-saving upgrades are also available in drought-impacted areas, such as California.

HERO is an acronym that stands for Home Energy Renovation Opportunity.


Option 4: FTL Financing

FTL Finance offers convenient fixed interest rate financing for residential HVAC (heating, ventilation, and air conditioning) equipment purchases. Our outstanding customer service provides rapid turnarounds and fair evaluations of entire credit histories, not just score.

FTL Finance specializes in lease financing of HVAC equipment for residential properties since 1996. By working with contractors across the country we have built a rapid response financing system customized to your needs.


Option 5: SMUD Financing

If your heating and cooling systems are old, they’re probably inefficient. Replacing them can trim your energy bills. SMUD offers rebates on energy-efficient central air conditioning systems, room air conditioners, whole-house fans, heat pumps, air-duct sealing and even Cool Roofs.